Quick Answer

When money is tight in Chapter 2, upgrade camp features that save time over the whole playthrough. Leather Working Tools are the strongest early pick because they unlock Pearson’s satchel crafting path. Supplies and ammo come next; comfort upgrades can wait.

RankUpgrade DirectionBest ForWhy
1Leather Working ToolsHunting, collecting, satchel craftingOpens a long-term upgrade chain
2Medicine and provisionsStory missions and explorationEasier camp restocking
3Ammo supportGunfights and huntingFewer town shopping trips
4Lodging and comfortCamp rhythm and immersionUseful, but less urgent

Do not donate every dollar and then realize you still need gun oil, ammunition, or horse supplies. Camp upgrades are long-term investments, not a reason to empty your wallet immediately.

Chapter 2 Routine

While Doing ThisAlso Do This
Returning from a story missionCheck whether the ledger can buy leather tools
Bringing back a perfect peltDonate it directly to Pearson
Passing through townRestock gun oil and ammunition
Clearing treasure or stranger contentConvert valuables into camp funds

This natural loop feels better than grinding cash in one block and keeps the camp upgrade path moving.

Common Mistakes

MistakeFix
Buying cosmetic upgrades firstPrioritize upgrades that change utility
Selling perfect pelts for cashDonate satchel pelts to Pearson
Ignoring supply wagonsCamp restocking is useful before long trips
Trying to max camp too earlyStart with the high-return upgrades